Inaugural Roodhals Market Place Lending Summit

MPL call for level playing field

On June 1st Roodhals Capital hosted a Market Place Lending event with executives of Dutch lending platforms, international investors, asset managers and banks. We thank all attendees and speakers for the lively discussions. The event kicked off with a private viewing of the fabulous art at the Mauritshuis museum, where the conference was staged. Against that backdrop, the participants considered developments in, among others, consumer credit, SME and commercial real estate financing. Here are some of the highlights:
 
Discrepancy between local lending conditions and yield expectations in the international capital markets is particularly noticeable in the Netherlands. Returns on SME and CRE loans appear markedly higher in other EU countries and the UK. Lenders were quick to point out that APRs have been increasing and that credit costs remain benign in The Netherlands. 

Anecdotally, some investors note that Dutch institutional investors sometimes provide capital to lending platforms at lower rates than the yields they require from credit funds. That’s a conundrum since credit funds are a major source of funding for marketplace lenders. 

Some participants shared their view that the Dutch regulatory regime is tighter than EU rules prescribe. While that may have its merits in preventing credit losses, the congregation discussed the need for a level playing field. Level in both the international arena as when compared to lighter regulated credit products such as buy-now-pay-later or private lease. 
 

Programme outline

12:00 – 13:00  |  Opportunity for private tour Mauritshuis Collection

13:00 – 13:30  |  Welcome and coffee

13:30 – 13:45  |  Opening 

• Willem Appel, founding partner Roodhals

• Boudewijn Hoogenraad, partner Roodhals and event chair 

13:45 – 14:15  |  Macro Economics: "a new chapter for lending and credit"

• Edin Mujagic, chief economist OHV Vermogensbeheer

14:15 – 15:00  |  Consumer Credit: "chances in a difficult market"

• Ivo Knottnerus, co-founder Bolt IT, (Moderator)

• Boudewijn Dierick, MD, country executive Auxmoney Investments

• Ron van Vliet, CEO Freo & directeur Rabobank Consumer Finance

15:00 – 15:30  |  Break

15:30 – 16:15  |  SME Lending: "why it is difficult to arrange funding"

• Matt Kus, head of origination at Fasanara Capital

• Vera van Kesteren, CEO voordegroei

16:15 – 17:00  |  CRE: "(re)financing commercial real estate in the current market"

• Eduard Mantz, head of European transactions at QSix (Moderator)

• Stuart Lammin, CEO at RNHB

• Edo Hanrath, ING REF/Next

17:00 - 19:00  |  Networking & drinks

Watch our socials for more.